What is SSDI?
Social Security Disability Insurance (SSDI) is a national program designed for individuals who have both worked and added contributions to the Social Security system prior to their becoming disabled. If a person has met these criteria and is deemed disabled by the Social Security Administration, he/she can receive SSDI benefits despite any significant personal assets or family income. As SSDI is a national program, its qualification criteria are the same across the country, including North Carolina.
How to Qualify for SSDI in North Carolina
Eligibility for SSDI is first evaluated based on how many years an individual has worked. The Social Security Administration (SSA) determines this based on how many work credits an individual has earned. Each year, every individual has the capability to earn four work credits. In order to qualify for SSDI, an individual must have accumulated a specific number of work credits ased on their age when they started working.
Medical Conditionals Qualifying Disability
SSDI is a program to aid individuals who are medically disabled from work. The Social Security Administration has specific definitions related to conditions causing disability. These conditions must have a level of severity that inhibits the individual’s ability to work and must be expected to last at least one year. The SSA defines total disability as an individual’s inability to perform SGA for at least one year. Disabled applicants are not qualified if they make over $1,090 a month. Some common medical conditions for which people apply for SSDI include multiple sclerosis, coronary artery disease, Crohn’s disease, hepatitis, Lyme disease, diabetes, kidney failure, bipolar disorder, arthritis, and more. A physician must verify all medical conditions with supporting documents including medical records, radiology exams, blood tests and more.
Wrap Up
SSDI in North Carolina is the same as the standard, national program. Only individuals who have earned a specific number of work credits are able to qualify for SSDI. If an individual has earned the required amount of credits for his/her age, and is found to have a medical disability that is inhibiting his/her ability to work and is expected to last at least one year then he/she may qualify for SSDI benefits. In order to qualify, the individual would need to provide evidence of the disability in the form of medical records, test results, or documentation from a physician. Click here to find more information
