Many young, healthy people across California, and the United States more generally, think they’ll be able to save money by not signing up for health insurance policies. Unfortunately, more often than not, they wind up losing money in the long run. Read on to find out why Health Insurance in Murrieta CA is essential even for young, healthy patients.
Unexpected Costs
While having health insurance does require paying monthly premiums, these premiums pale in comparison to the costs associated with having any kind of major medical procedure performed without it. It may seem like the odds are in patients’ favor if they are young and healthy, but there’s no telling when a serious injury or illness might occur that requires hospitalization and advanced medical care. Those who do not have Health Insurance in Murrieta CA will be responsible for paying the full balance of the often exorbitantly high medical bills associated with receiving care themselves.
Preventative Care
Patients who have health insurance are far more likely to attend annual check-ups and go through routine diagnostic testing to catch serious medical conditions early. As a result, they are typically both physically and mentally healthier than their uninsured counterparts. Given how important early diagnosis is to ensure the best possible patient outcomes, there’s no excuse for patients not to take out a health insurance policy that will cover this kind of preventative care.
Community Impacts
Those who don’t have health insurance tend to wait until their conditions have progressed to a serious point and visit the ER instead of a doctor. This results in often exorbitantly high medical bills, which all too often wind up going unpaid due to the financial hardships associated with being gravely injured or ill. As a result, hospitals must charge all of their patients more money to recoup costs, so the entire community winds up suffering when just a few of its members fail to take responsibility for their own health.
Get Started Today
Don’t have health insurance and need to find a provider that offers personal insurance plans at reasonable monthly rates? Patients can check out Barranca Insurance Services Inc. online to learn more about their policies or request a quote online to get started finding a policy that suits the insurance client’s unique needs.
