It is an understood fact that if you intend to drive a car or any motor vehicle on the U.S. highways, you must have automobile insurance. At a minimum, the driver must have liability coverage. In case, you are unclear about liability coverage, this is the coverage to ensure that your insurance company will pay off for the damages to another’s vehicle or property if you are at fault. An insurance agency that will give you an auto insurance quote in Wichita KS has information that will be helpful to about vehicle insurance in Kansas.
Liability insurance is mandatory in the State of Kansas. Although every driver is required to have the insurance, not all insurers will carry drivers with certain issues. If you have a flawless record, that is one thing. But if you have a history of DUIs or DWIs, lots of speeding tickets or other traffic violations, the options become less and less for you. It may be that you will have to try to qualify for the Kansas Automobile Insurance Plan (KAIP).
The KAIP coverage is for those individuals who, for one reason or another, are not able to purchase insurance through a private carrier. In order to qualify for this, you will have to have been rejected for insurance coverage a minimum of three times. The rules for insurance coverage are strict when you consider what the minimum coverage is with liability insurance. Along with the liability (which is $25,000, $50,000 and $10,000 for individual bodily injury, multiple bodily injury and property damage, respectively), there must be personal injury protection, uninsured motorist and underinsured motorist.
Andy Woodward Insurance Agency has been offering auto insurance options for clients in the Wichita, Kansas area for many years. The agency has earned its reputation for helping clients to find the best rates for their particular situation. The agency also offers home insurance, small business insurance and life insurance. All of your insurance options can be met through the agency. If you are looking for an agency to give you an auto insurance quote in Wichita KS, you can visit the website of Andy Woodward at Website URL.
