When many people think of purchasing travel insurance, they think in terms of going on a trip to another country for a vacation or an extended stay. The fact is, this type of coverage is a good idea even when the plan is to travel across the nation. Here is what domestic travel insurance will do and why it’s a good investment.
Help With Emergency Medical Care
While the traveler has a health insurance plan, the benefits for what are called in-network services are typically more comprehensive. What this means is that, if the traveler needs medical attention while in a state outside the typical coverage area, the out-of-pocket costs could be significant. One of the benefits of domestic travel coverage is that it could make up the difference and ease the financial burden of seeking medical assistance.
Coverage for Baggage
What if one or more of the bags are lost during the trip? How would the traveler take care of the expense associated with replacing those lost contents? Even in domestic situations, the right insurance plan will provide the funds needed to replace those essentials and allow the traveler to focus more on accomplishing the trip’s purpose.
Trip Interruptions
What would happen if a connecting flight is delayed and the traveler has to settle for a flight the following day? In times past, airlines normally provided accommodations at local hotels. That’s not necessarily true any longer. Many travel insurance plans include terms covering this type of event. With the insurance in place, it would be possible to find a local hotel or motel, sleep in a safe and comfortable space, and file a claim for the overnight stay.
Another example of trip interruption would involve the need to cut the trip short and head home because a loved one has passed away or is seriously injured. The insurance coverage would defer the costs associated with the emergency trip home and also offset at least part of the cancellation fees and other penalties related to the remaining travel plans.
Before taking another trip across the country, contact an agent at the Travel Insurance Service from M & C Insurance Agency, Inc. in Cherry Hill NJ. Go over the plan options and settle on benefits that will come in handy if something doesn’t go according to plan. Doing so will provide peace of mind and a lot of help if the unexpected comes to pass.
