Depending on the type of business you own, you will have certain insurance needs. If there are vehicles titled to the business, then auto insurance coverage will be required. Here are some of the other insurance needs businesses often require.
Professional Liability Insurance
If you have a business providing professional services, such as accounting or legal services, and a mistake is made that costs a client money, they may sue you for the mistake. If so, then professional liability insurance may cover the claim and pay the damages for you. Business insurance consultants in Belmont, NC can help you get a policy with the best coverage to protect your business from these types of claims.
Contractors’ Insurance
If you have a construction business or provide services on construction projects, then you should consider carrying contractors’ insurance. This policy will help protect your business if property has been damaged or there is an injury resulting from your work. It will cover the damages you owe if someone sues you and wins. The business insurance consultants at the Ewing Insurance Agency can help you buy the coverage you need. Call them at 123-456-0100.
Workers’ Comprehension Insurance
If an employee is injured on the job, then a Workers’ Comprehension policy will cover their medical expenses. However, not every business is required to have such a policy. If your company employees at least three people, then you should have this type of policy to protect your business. Although there are some exceptions to this requirement, business insurance consultants can help ensure you get the right insurance coverage for your company.
Most independent insurance companies work with more than one insurance carrier, so they can search the policies for each one they work with to help you find the coverage your company needs for protection. You can follow them on Twitter for latest update!
