Driving without insurance is not only illegal, it can lead to financial devastation and leave a person struggling with impending litigation. Many individuals don’t have Auto Insurance in Austin TX either because they can’t afford it or they choose to break the law and take their chances when out on the road. A quality policy will provide coverage against uninsured motorists and should also include the following policy additions to ensure a person has maximum coverage in the event of a vehicle collision.
Towing Service
Most accidents will leave a vehicle stalled and unsafe to drive, which requires the owner to arrange for towing of the vehicle. It can be expensive to tow a vehicle, but an insurance policy that covers the cost of towing will help by paying for any expenses related to moving a vehicle as a result of an accident. Even if the towing company doesn’t accept the insurance, the coverage will reimburse the driver if they have to pay out of pocket.
Comprehensive Coverage
Comprehensive policies provide protection for damage that is not caused by the owner of the vehicle. Typical examples include hail damage and hit-and-run accidents where the person who caused the crash fled the scene. Comprehensive coverage will provide protection when these issues arise and without forcing the insured to have to pay out of pocket for a deductible.
Medical Expenses
Serious wrecks can lead to physical trauma that requires medical attention. Auto Insurance in Austin TX should cover the driver and any passengers, and policies generally provide coverage for up to one million dollars worth of medical costs that are a result of a vehicle collision. This helps reduce liability for the driver and ensure they will have the means to afford any care they may need.
Driving without insurance has been compared to playing Russian roulette. State Farm insurance is known for providing excellent coverage at affordable rates, and Patrick Court can help anyone get quality coverage that will provide them with peace of mind and coverage in the event of a collision. Contact his office today to learn more and get a free, no obligation quote. Browse site for more details on Auto insurance.