Auto accident settlements depend largely on what is (or isn’t) said at the scene. A simple, but unsolicited, statement can cost a victim thousands in award money. Where car accidents are concerned, the best possible advice an Accident Lawyer in Las Vegas can give is “less is more.” Below are several tips on negotiating an auto accident settlement.
What the Victim Should do at the Scene
A car accident is a very traumatic event. In such a situation, a person may say unusual things. They may threaten litigation, admit fault, or even verbally assault the other motorist. If a person is in an accident, they should remain calm and think before they speak. What a person says at the scene will be included in his or her insurance claim.
Avoid Making an Admission Against Interest
An admission against interest is an unsolicited statement made by a victim. Some common admissions are:
- “I’m sorry, I never saw you coming.”
- “I only looked down at my phone for a second.”
- “I was distracted by my passengers.”
- “My tires need replacing.”
- “I’m fine. There’s no need to call the paramedics.”
Motorists should refrain from making such statements afte r an auto accident. That way, they will not have to explain them during negotiations with the other party’s insurance company. Allow the other motorist to do all the talking, and be sure to note any admissions the person makes.
Speaking With the Insurance Adjuster
If a person decides to self-represent during an accident claim, they should be prepared for a difficult process. Insurance claims adjusters are taught to do everything they can to minimize payouts, and a claim can be compromised with the first words a victim says. Victims should be polite but firm with the adjuster, and they should keep the conversation businesslike.
Do Not Give a Recorded Statement
Once a statement is given, the claim is confined to those parameters, and the only party that will benefit is the other person’s insurer.
